Our People

Matt founded Fine Financial Group because too much financial advice feels either overwhelming or sales-driven - and neither helps people make better decisions. His approach starts with a review: understanding what you already have, how it fits together, and where small adjustments may make a meaningful difference. Clients appreciate Matt's calm, straightforward style and his ability to explain complex topics without talking over anyone's head. As Founder, Matt stays closely involved in client relationships and leads the firm's overall direction, making sure protection, income, and investment decisions work together in a way that holds up over time.

Fine Financial Group is aligned with Prudential Advisors and LPL Enterprise, providing access to a broad range of planning tools, investment platforms, and insurance solutions.

Amy oversees client experience and operations at Fine Financial Group, helping ensure communication stays clear and follow-through stays consistent. She supports long-term client relationships by making sure people know what's happening, who to contact, and what to expect as planning evolves.

Evan Osborne is recognized nationally for his expertise in life insurance strategy and how it's used within broader financial planning. With more than 18 years of experience, he is known for helping advisors and clients think about protection in thoughtful, compliant, and practical ways. He is consistently ranked among the firm's top regional leaders. Evan supports Fine Financial Group as a senior strategic resource, offering guidance on complex protection planning and advanced case design.

Sarah Campbell Besso brings more than three decades of experience in global financial markets, with a background spanning institutional equity sales and investment strategy across New York, Montreal, and Paris. She has worked with leading firms including Morgan Stanley, TD Securities, and Wood Gundy, developing a deep understanding of markets, portfolio construction, and disciplined financial decision-making. Sarah holds the Chartered Financial Analyst, Certified Divorce Financial Analyst, and Retirement Income Certified Professional designations, and brings a thoughtful, experienced approach to complex planning situations, including those involving major life transitions.

Jim Lee has spent more than two decades focused on annuities and income planning. He's widely respected for helping clients think through income decisions with a long-term lens - balancing stability, flexibility, and changing needs over time. Jim brings deep experience in retirement and income protection strategies and supports Fine Financial Group on advanced income planning cases.

Tim brings more than 30 years of experience in investment planning, portfolio construction, and risk management. He helps clients invest with intention - aligning investment decisions with business exposure, risk tolerance, and future income needs, while staying focused through market cycles.

Mark brings more than 20 years of experience in insurance strategy. He's known for thinking through the details - helping families and business owners identify gaps, avoid unnecessary complexity, and structure coverage that can adapt as life changes.

Juan helps clients turn what they've built into income strategies that support real life. With over 18 years of experience, he focuses on clarity and coordination - making sure income planning works alongside protection and investment decisions so nothing feels disjointed or reactive.